Buying a home or refinancing your mortgage doesn’t have to feel overwhelming. I’m Yuliya Vasilyeva, a licensed Toronto mortgage agent dedicated to helping you secure the best mortgage rates and terms for your unique situation. Whether you’re a first-time home buyer, upgrading to a bigger property, or renewing your current mortgage, I’ll guide you through every step with clear advice and a plan tailored to your goals.

Why Work With a Mortgage Agent Instead of a Bank

Unlike a single bank that can only offer its own products, I have access to Canada’s top lenders—major banks, credit unions, trust companies, and alternative mortgage providers. That means I can shop hundreds of mortgage products on your behalf, ensuring you get the lowest rates, flexible options, and faster approvals that fit your budget and lifestyle.

Solutions for Every Stage of Homeownership

  • First-Time Buyers: Guidance on down payment options, CMHC insurance, and getting pre-approved.

  • Mortgage Renewals: Compare multiple lenders to lower your rate or improve terms before your renewal date.

  • Refinancing & Equity Take-Out: Unlock home equity for renovations, investments, or debt consolidation.

  • Self-Employed & Newcomers: Creative mortgage solutions when traditional income proof is challenging.

My goal is simple: to save you time, money, and stress while helping you feel confident about one of life’s biggest financial decisions.

💡 Ready to explore your mortgage options?
Contact me today for a free, no-obligation consultation and let’s find the perfect mortgage for your next home.

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Making homeowner dreams come true

We're here to help you with home purchases, mortgage renewals, refinancing and more.